大数据征信及智能评估：征信大数据挖掘与智能分析技术-宝阳悦读网

　　　　

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大数据征信及智能评估：征信大数据挖掘与智能分析技术

作者：孙圣力

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内容简介:

本书聚焦于个人层面的信用违约技术研究、风险预警与监控系统的实现，但其中的技术也可以便捷地应用于企业征信。全书由浅入深、循序渐进地讲述了大数据时代下的征信技术。全书分为三个部分，第一部分是基础技术研究，介绍了征信业务中多源、多模态数据的融合方法，以及大数据征信模型的归因分析与解释性研究；第二部分是信用评估技术研究，包括大数据征信场景下时序数据的挖掘与分析，违约风险评估预警技术，以及不同区域的差异性对于信用情况的影响；第三部分聚焦于信用评估系统研发，从全局角度描述了一个信用评估与监控预警系统的实现。

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